How to get fit without breaking the bank

close up of a person wearing ttrainers walking up stone steps

Now spring is underway, and we have seen a little more sunshine, your thoughts may be turning to improving your fitness ready for the warmer months ahead. But if you are on a tight budget you are probably wondering how you can get fit without breaking the bank, here’s some tips on how to improve your health and save money:


Work out at Home

This is one of the easiest ways to work out as it doesn’t require you to go anywhere. There are many ways you can exercise in the comfort of your own home and save money by not having a gym membership.

You can access all sorts of exercise programs or classes via an app, YouTube and even Facebook groups. Alternatively, you could just use a work out DVD, there are plenty to choose from, many of which you can borrow for free from your local library.

Usually, no specialist equipment is required, and if you do need some hand weights, you can use cans from your food cupboard or bottles of water as an inexpensive solution.


Run – it’s free!

Running is the ultimate money-saving way to get fit as it costs nothing! Most of us have some trainers and comfortable clothing that we can wear to get started.

If you need moral support, then why not run with friends or use an app such as Couch To 5K to coach you. Don’t forget you’re not expected to be the next Paula Ratcliffe, if running is too strenuous an activity for your current fitness levels then just opt for walking. You will still get a good workout and some fresh air at the same time.


Cut out unhealthy and expensive habits

One way to increase your fitness levels and save money is to look at any unhealthy habits you currently have that could be costing you money.

According to the NHS, the average person who gives up smoking saves around £250 a month – that’s nearly £3,000 a year! By reducing how much you smoke or quitting altogether you are not only improving your overall health, you are also cutting your monthly expenses. Learn more about budgeting your monthly expenditure here.

Alcohol consumption is another past time that could be impacting your health and your bank balance. Research shows that the average household could be spending as much as £15.30 a week. That might not seem that much but over a year that’s £795.00! So, you can see how reducing how much alcohol you drink could help improve your lifestyle.


Walk instead of using transport

Look at the journeys you carry out during your week – are any of those within walking distance? It can be so much easier to jump in the car, hop on the tube or catch a bus, that it becomes a bit of a habit. Look for opportunities where you could walk to your destination rather than using transport. You will save money and be getting exercise – a win-win!


Exercise with friends

It can be hard to keep up the good work when trying to imbed new healthy habits. Why not create an accountability group with your friends so that you can motivate and challenge each other? There are many apps where you can connect and log your activity, so it doesn’t matter if you’re not in the same location or even the same country, you can still stay in touch and keep each other on track.


Get on your bike

Dust off the bike that’s been sat in the garage for a few years and get back out there. Cycling is a great way to explore your local area while increasing your heart rate. If you already have a bike, then the cost is minimal. However, if you don’t currently have two wheels then check out your local selling pages to see if someone is selling one cheaply or even giving one away. Alternatively, you may find a family member has a bike they are happy to let you have for free.


Speak to your GP

Speak to your GP, local doctor’s surgery or health clinic to see what services they offer that you may be able to access for free. They often have support groups to help with issues such as quitting smoking, or you may be able to have access to a nutritionist or other health professionals to help you on your journey to better health.

Don’t forget if you are between the ages of 40 – 74, you are eligible for an NHS Health Check. It’s designed to spot early signs of stroke, kidney disease, heart disease, type 2 diabetes or dementia.


Future proofing

By keeping fit today you are helping to reduce your risk of poor health later in life and potentially save on long term care fees. We’d love to hear how you are keeping fit, both physically and financially, so you can look forward to a brighter and healthier future.


Life Centred Financial Planners help individuals, businesses and families achieve the best quality of life they can with the resources they have. Life Centred Financial Planners are passionate about working with you to help you achieve your life and financial goals, get control of your finances to enjoy a brighter financial future.

Based in East Sussex we service clients across the South East, Sussex, Kent and the whole of the UK including smaller towns such as Ashford, Battle, Bexhill, Bodiam, Brighton & Hove, Cranbrook, Crowborough, Eastbourne, Hailsham, Hastings, Heathfield, Herstmonceux, Lewes, Mayfield, Newhaven, Rye, Seaford, Sevenoaks, Tenterden, Tonbridge and Tunbridge Wells.